H.R. 6047 would let Guard and Reserve members qualify for a VA loan sooner
Beyond the IRRRL fee hike, H.R. 6047 would count reserve training toward VA loan eligibility after 14 days and extend today’s funding fees to 2036. Where it stands.
H.R. 6047
Bill would raise the VA streamline refinance fee to about 1.4%
H.R. 6047 would raise the VA IRRRL funding fee from 0.5% to about 1.4%. It passed the House in May 2026 but has stalled in the Senate. What it means.